Ghetto life insurance
When you're life is so meaningless you go out of your way to get killed by the police or a city bus in the hopes that your surviving family who wants nothing to do with your sorry ass anyways will get half the money the courts award you at the taxpayers expense. The other half goes to the lawyers and Al Sharpton.
Yeah... He was a gud boy. He was get 'n his life back together. He was going to community college and trying to record his rhymes. He dindu nuff 'n and the police shot 'em. He goan git fat ghetto life insurance doh...