giftsurance
Giving someone a gift that you will gladly accept for yourself if the receiver does not like it/wants you to return it.
Bob: "I gave my grandmother a PS3 for Christmas, but she asked me to return it because she can't figure out how to turn it on, so I just kept it."
Joe: "So your giftsurance policy paid off nicely."
Joe: "So your giftsurance policy paid off nicely."