Godiva hair

Named for the legendary English figure Lady Godiva, who supposedly rode on a horse through the city of Coventry whilst completely naked, in an attempt to persuade the local lord, her husband, to give the peasants a tax break. The only thing that covered her modesty was her incredibly long hair (that reached down to at least her thighs).

As such, Godiva Hair is any hair in a picture (photo/drawing) that is sufficiently long as to cover the female character's naughty bits. Turns an otherwise straight-up nude pic into a more subtly erotic pic.