platinum card
a credit card made available to individuals with high credit ratings, which carries certain privileges that are unavailable to holders of other cards.
my mom has a platinum card
That and a platinum card
That and a platinum card, is a modernization of the saying, that and a dime will get you a cup of coffee. The meaning is something is without any particular, practical value.
Hmmmmm, a degree from that Internet college; well that and a platinum card, will get you a cup of latte!