repo reaper

A car repossession agent on TikTok who tows people's cars while playing "Shake Sumn" by DaBaby. He is known to dance gleefully and do pushups mid-repo, often to the chagrin of the person who is delinquent on their payments. He has repoed cars from walmart, waffle house, people's houses, and even while someone was parked at a gas pump. It is advised that if you are late on your car payment and hear DaBaby playing, to simply accept your fate. The Repo Reaper has come to reap.

A repo reaper is someone who repos something. A repo usually means to tow a car because the car note was late.