Tarda Clause
A Tarda Clause is a person who gives you a fucked up gift that you never wanted in the first place and have no idea what to do with other than stare at it and wonder what the fuck was wrong with the person who gave it to you.
When a bank sends you a free gift of a football tee with a note that says "a good team starts with a good kick off." The bank is a Tarda Clause.