Too Chicken
When someone is too much of a pussy to do something. When they don't have the guts or balls to do whatever it is you are referring to. This phrase can also be used for yourself, you are referring to the fact that you don't have it in you to face whatever it is. You or (They) are too chicken to do it.
Him: Jump off the cliff with me
her: no I'm good thanks, I'm too chicken to do it.
her: no I'm good thanks, I'm too chicken to do it.