Universal 3 Factor Authentication (U3FA)
A dumbass term "coined" by the "Worthless of all Skids" Johnny Shadoe. It is a "new" idea to use all 3 methods of identification that is mandated by his own will somehow, with no regulation or policy in place.--Totally not Multi Factor Authentication (MFA) at all.
HeY gUyS, u3fa - uNIVERSAL 3 FACTOR AUTHENTICATION (U3Fa). sOMETHING YOU KNOW PASSWORD. sOMETHING YOU HAVE, STATE ISSUED DRIVERS LICENSE OR ID THAT CAN BE INSERTED INTO DEVICE. sOMETHING YOU ARE, THUMB PRINT IN CONJUNCTION WITH ID. iMPLEMENTATION AND HARDWARE COSTS COULD BE OFFSET BY FINANCIAL INSTITUTIONS AND GOVERNMENTS WHO ARE ALREADY LOOSING MILLIONS OF DOLLARS BECAUSE OF ALL THESE ISSUES. "mANDATORY" ADOPTION OF END USERS. iF YOU DON'T ACCEPT THESE CONDITIONS YOU CAN'T DO BUSINESS WITH THE COMPANIES YOU WANT TO. E.G. aPPLE, aMAZON ETC ... iT'S A CULTURE SHIFT THAT NEEDS TO HAPPEN. tHIS IS HOW WE DO THINGS NOW.